Escape Credit Card Debt (ECCD)

Write off your Credit Card debt

We negotiate with your creditors

We respond to the lenders calls and letters

We cover the cost of your legal representation

This is an alternative to an IVA or Debt Management Plan

ECCD is a method of defending credit card debt on behalf of consumers and using a legal defence to negotiate away either the whole of the credit card debt or a substantial proportion of it with aid of solicitors.

To qualify:

• The credit card was taken out before April 2007
• The current balance is more than £5,000
• The debt is in Default or your credit history is poor or of no consequence to you

The Fee:

£50.00 one off set up fee, then £10.00 per month for a minimum of 24 months per credit card debt totalling £280.00 (you do not pay lender)

What you get:

A defence system so that contact from the debt chasers is transferred to a solicitor AND the framework to negotiate the reduction/escape from the debt altogether is set up.

A promise that if you keep up your payments to the plan then if we ,or our solicitors do not make the debt unenforceable or negotiate a reduction of 10 times the money we hold under the payments on account you can after 2 years get the £50 + £230 =£280 back and incur no charges.

We cover all your solicitors costs of dealing with: Debt chasers; Harassment actions; county court summonses; statutory demands
We negotiate with the lender to get you a reduction of your credit card debt up to 75%.